Solutions
AlstraIQ: AI-Native Core Banking System for Institutions of Any Size
AlstraIQ: AI-Native Core Banking System
Revolutionary banking platform designed from the ground up with autonomous AI agents
40-50% Cost Reduction
Streamline operations across front, middle, and back-office with autonomous AI agents
80-90% Automation
Automate routine banking tasks with intelligent, learning AI agents
Real-time Processing
Lightning-fast decision-making and transaction processing with AI-native architecture
Hyper-personalization
Deliver tailored financial products in real-time, boosting customer retention by 20-30%
AI-Native vs. Bolted-on AI
WebSpaceIQ's core differentiator is our commitment to AI-native architecture - not retrofitting legacy systems with AI, but building from the ground up for autonomous, intelligent banking operations.
Legacy Systems
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- Bolted-on AI solutions
- Limited automation
- Reactive workflows
- High operational costs
AlstraIQ
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- AI-native architecture
- Autonomous agents
- Proactive workflows
- 40-50% cost reduction
AI Agent Capabilities
Autonomous agents that collaborate in swarms to optimize banking workflows across all operational areas
Front Office
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Handle 80-90% of customer interactions with intelligent conversational agents and personalized recommendations.
Learn More →Conversational Agents
Handle customer interactions via chat, voice, and app interfaces with 95% satisfaction rate.
Key Capabilities:
- ✓Complete KYC processes in 5 minutes
- ✓Offer tailored micro-loans in under 60 seconds
- ✓70% reduction in query resolution time
Recommendation Agents
Analyze real-time transaction data to suggest personalized financial products.
Key Capabilities:
- ✓20% boost in product adoption
- ✓Gamified savings plans with rewards
- ✓10% higher retention through personalized nudges
Middle Office
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Advanced risk assessment and compliance monitoring with real-time fraud detection and regulatory reporting.
Learn More →Predictive Risk Agents
Dynamic credit scoring using alternative data with 95% accuracy.
Key Capabilities:
- ✓Approve loans in under 10 minutes
- ✓50% faster than legacy systems
- ✓25% reduction in portfolio losses
Fraud & Compliance Agents
Monitor transactions for AML/CFT compliance with swarm-based decision-making.
Key Capabilities:
- ✓92% fraud detection rate
- ✓Real-time regulatory reporting
- ✓50% reduction in fraud losses
Back Office
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Automate transaction processing, reconciliations, and settlements with minimal human intervention.
Learn More →Workflow Automation Agents
Handle end-of-day reconciliation and payment routing optimization.
Key Capabilities:
- ✓80% reduction in manual processing
- ✓99.9% accuracy in settlements
- ✓40% cost savings in payment routing
Audit & Reporting Agents
Generate real-time audit trails and regulatory reports automatically.
Key Capabilities:
- ✓100% audit trail coverage
- ✓50% faster reporting cycles
- ✓60% reduction in audit time
Multi-Agent Orchestration
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Agents collaborate in swarms using centralized workflow orchestration with MCP servers for context-aware interactions.
- Autonomous collaboration with shared context
- Kafka-driven event streaming for scalability
- Reinforcement learning for continuous improvement
- 95% workflow completion rate with 50ms handoff latency
Technical Architecture
Cloud-native, scalable infrastructure designed for high-performance AI-agent orchestration
Frontend
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React-based applications for customer portals and admin dashboards with real-time updates.
- Customer & admin interfaces
- Real-time notifications
- Type-safe development
Backend Services
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High-performance Golang services handling core banking logic and agent orchestration.
- High-performance processing
- Workflow orchestration
- Context sharing between agents
Data & Infrastructure
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Robust data layer with PostgreSQL, Redis caching, and Kafka event streaming.
- ACID-compliant banking data
- <1ms cache responses
- 100K events/second streaming
Cloud Hosting
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Auto-scaling Kubernetes infrastructure on AWS/GCP with hybrid deployment options.
- Container orchestration
- Cloud infrastructure
- Dynamic load handling
Integration Capabilities
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Seamless integration with legacy systems, open banking APIs, and external payment rails.
- API gateways bridge COBOL-based cores to modern stack
- PSD2 and open banking protocol support
- SWIFT, Ripple, and local payment system integration
- 30% reduction in migration costs for legacy systems
- 99.9% API uptime with <100ms integration latency
Target Markets & Deployment
Flexible solutions for banks of any size, from solo fintech startups to global banking giants
Neobanks & Startups
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Launch competitive banking services with minimal overhead, enabling "one-person banks" to serve thousands of customers efficiently.
- Turnkey SaaS deployment
- Minimal operational overhead
- Rapid time-to-market
- Scalable from day one
- Cost-effective startup model
Credit Unions & SMEs
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Modernize operations affordably while integrating with existing legacy systems to enhance efficiency without complete replacement.
- Legacy system integration
- Phased modernization approach
- Affordable pricing models
- Minimal disruption to operations
- Enhanced member experience
Large Banks & Enterprises
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Adopt modular AI solutions to reduce costs, improve fraud detection, and deliver personalized services at massive scale.
- Modular implementation
- Enterprise-grade security
- Regulatory compliance built-in
- Massive scale support
- 40% operational cost reduction
Deployment Flexibility
Choose the deployment model that best fits your institution's size, regulatory requirements, and operational preferences.
Global Market Focus
Special focus on emerging markets where digital transformation is accelerating, driving financial inclusion and innovation.
Implementation Approach
Phased rollout strategy ensuring rapid adoption and measurable ROI at every stage
Foundation
Deploy foundational AI agents for customer interactions and simple credit scoring to establish immediate value.
- Conversational chatbots for customer service
- Basic predictive agents for credit scoring
- Simple workflow automation
- Real-time transaction monitoring
Orchestration
Implement advanced multi-agent orchestration with fraud detection and open banking API integration.
- Multi-agent fraud detection swarms
- Advanced compliance monitoring
- Open banking API integration
- Enhanced personalization engines
Advanced Autonomy
Deploy complete autonomous banking ecosystems with ESG optimization and real-time risk simulation.
- ESG-optimized lending algorithms
- Real-time market risk simulation
- Fully autonomous loan processing
- Predictive customer lifecycle management
Implementation Methodology
Our proven approach ensures successful deployment with minimal disruption to existing operations.
Assessment & Planning
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Comprehensive analysis of existing systems, regulatory requirements, and business objectives.
Learn More →Pilot Program
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Limited deployment with selected use cases to validate approach and measure initial ROI.
Learn More →Phased Rollout
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Gradual expansion of AI agent capabilities based on pilot results and business priorities.
Learn More →Optimization
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Continuous improvement through machine learning and performance monitoring.
Learn More →Comprehensive Support
End-to-end support ensuring successful implementation and long-term success.
Dedicated Implementation Team
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Expert team assigned to your project
Learn More →Training & Knowledge Transfer
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Comprehensive staff training programs
Learn More →Ready to Start Your AlstraIQ Pilot Program?
Join the AI-native banking revolution. Experience 40-50% cost reduction and autonomous AI agents transforming your banking operations.
40-50% Cost Reduction
Proven operational savings through AI automation
80-90% Automation
Autonomous agents handling routine banking tasks
Measurable ROI
20% ROI within first 6 months of implementation